Personal Loans

Wadena State Bank offers competitive interest rates for all your personal financing needs. Vehicles, boats & motors, ATV's/snowmobiles and debt consolidation are just a few of the loans we can make for you.

To be pre-qualified for financing, please provide us with:

  • A completed consumer loan application
  • 1 month of current pay stubs
  • A copy of your current drivers license

Receive an additional .25% interest rate discount for setting up an automatic loan payment from either your checking or savings account.

Creating financial's what we do best.

Print Consumer Loan Application

To apply for a personal loan, print out the Consumer Application and complete it in its entirety.  Please make sure all parties applying for the loan "sign" the application. This form may then be faxed or returned back to the bank for review and final approval status. Other items needed with the application are:

  1. One (1) month of current pay stubs
  2. Most recent W2 stubs
  3. Current valid identification, preferred are: Drivers license or passport.  Expiration date cannot be expired.
  4. Collateral information if needed to secure loan