Using Phone Banking

You can bank with us 24 hours a day. Phone Banking is your connection to Wadena State Bank, giving you immediate access to the information you need most often. With Phone Banking, you can quickly and easily:

  • Make account balance inquiries.
  • Determine the last six transactions on your account.
  • Verify social security deposits as well as other electronic funds or ATM transactions.
  • Verify interest paid and earned information during tax time.
  • Obtain rate information.
  • Transfer between accounts.


Before using Wadena State Bank's Phone Banking make sure you have your account number(s) handy. Please have your PIN available the first time you call, your PIN will be the last four digits of your Social Security or Tax ID Number of the name that appears first on your account. You will then be instructed to change your PIN to a new four digit number that only you know.

PLEASE REMEMBER TO ESTABLISH A PIN FOR EACH ACCOUNT BEFORE ATTEMPTING TO TRANSFER FUNDS.

1 Call 631-1800 or 888-631-9671 from any touch tone phone. Some phones have a tone or pulse button. Please make sure that your phone is on the tone mode.

2 Wait for the greeting, then follow the simple instructions given to you over the phone. You will be offered a series of menu selections from which to choose. To access these selections from the opening menu given, simply press the corresponding number(s) on your telephone.

Opening Menu
1 For account information and funds transfer, press 1.
2 For rate and product information, press 2.
3 For instructions on how to use this system, press 3.
4 If you are a merchant calling for check verification, press 4 1.

To repeat this menu, press 9

Account Information and Funds Transfer Menu
1 For information on checking accounts, press 1
2 For information on savings accounts, press 2
3 For information on loan accounts, press 3
4 For information on Certificates of Deposits and Individual Retirement Accounts, press 4
5 To transfer funds, press 5
8 To return to the previous menu, press 8
9 To repeat this menu, press 9
0 To speak with a customer service representative, press 0

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