Internet Security Statement
Wadena State Bank employs the latest in Internet Security and User Authentication to ensure that data being transmitted through the online banking System is secure from unauthorized access. The methods are outlined below.
Digital IDS From VeriSign
Wadena State Bank IBS system uses digital IDs to authenticate user information and provide access to the data through the system.
How do digital IDs work?
Digital IDs work off of a matched key setup where the server has a "private" key issued only to the server and a "public" key widely distributed to the bank's customers. A digital ID requires a matched pair of keys that are unique to each other to encrypt and decrypt data. With this setup, transactions created, encrypted, and transmitted by bank customers using the public key can only be decrypted by the other key in the pair running on the server.
Secured Data Transmission
The Online Banking System combined with digital ID authentication allows the server to implement Secure Sockets Layer (SSL) protocol, the standard technology for secure web-based communications. With SSL, data traveling between the bank and customer is encrypted and can only be decrypted through the pairing of the public and private key pair. SSL capability is built into server hardware and browsers, but requires a digital ID to be functional.
Server access is protected using a firewall computer and the leading firewall software. Firewall computers provide secure access to the Web Server by only allowing authorized traffic to hit the Server. By combining the latest technology with authenticated access to the web server, Wadena State Bank makes your online banking transactions secure.
Important Notice Regarding E-mail
Wadena State Bank cannot guarantee the confidentiality of information sent via e-mail on the Internet. For this reason, we strongly urge you not to include any private information such as Social Security numbers in your e-mail communications with us.
Our e-mail responses to any inquiries you may have will never contain any confidential information. Wadena State Bank will not be responsible for any damages you sustain if you transmit private or sensitive information to us by e-mail.