checking accounts

If you would like more information or would like to open an account, just stop by one of our convenient locations. You can also reorder checks anytime using our secure Check Reorder Form.

SIGN UP FOR eSTATEMENTS
You will need to be enrolled in online banking in order to get eStatements.

  • You can self-enroll for statements. Log in to your online banking account. Go to update “Profile” – Electronic Statements.
    • Alternative sign up by completing form and returning to the bank.

Value Free Checking + ^ #

  • No minimum balance ($100 initial deposit to open account)
  • No monthly service charge
  • No interest earned
  • Check images not returned with monthly statement
  • ATM/Debit card – $15 annual fee
  • Online Banking
  • Mobile Banking

Value Plus Checking * ^ #

  • $500 minimum balance or $1,000 in savings account tied to this account
  • $5 monthly service charge or waived with minimum balance
  • Interest earned on minimum daily balance of $500 or more
  • Check images not returned with monthly statement
  • ATM/Debit card – $15 annual fee
  • Online Banking
  • Mobile Banking

Value Plus Senior Checking * + ^ #

  • Age 55 & Over
  • No minimum balance ($100 initial deposit to open account)
  • No monthly service charge
  • Interest earned on minimum daily balance of $500 or more
  • Check images not returned with monthly statement
  • Services at no charge: Check Orders; Debit Card; Money Orders; Fax/Photocopy Service; Notary Service; Online Banking (quantity restrictions may apply)

Regular Checking ^

  • $300 minimum balance or $1,500 in savings account tied to this account ($100 initial deposit to open account)
  • $6.50 monthly service charge or waived with minimum balance (no service charge if age 55 or older)
  • No interest earned
  • Check images returned with monthly statement
  • ATM/Debit card – $15 annual fee
  • Online Banking
  • Mobile Banking

NOW Checking * ^

  • $900 minimum balance, $1,800 average daily balance, or $3,000 in savings account tied to this account
  • $8.50 monthly service charge or waived with minimum balance
  • Interest earned on minimum daily balance of $500 or more
  • Check images returned with monthly statement
  • ATM/Debit card – $15 annual fee
  • Online Banking
  • Mobile Banking

Account Notations

* Contact our customer service department for current interest rate information.

+ No maintenance or activity fee.

^ Other fees including overdraft and/or NSF fees may apply.

# Your monthly statement will list your checks in number sequence. This service does not return your checks or provide for check images. However, if you need copies of checks paid, the first five copies are provided at no charge per statement cycle and $3 each copy thereafter. The maximum charge is $15.

Call Wadena State Bank Today

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